Capstone develops specialized products for digital banking, blockchain intelligence, cybersecurity, and secure enterprise operations. Each product is designed to connect with existing systems, support controlled deployment, and provide teams with clearer operational visibility.
A Banking-as-a-Service platform, self-hosted crypto forensics, AI-orchestrated security operations, and a financial-crime intelligence workbench — four products, licensed separately under a perpetual, royalty-free licence and deployed on your own infrastructure, in a fraction of the time and cost of building in-house or adapting off-the-shelf systems.
Most fintechs — and many banks — run on BaaS middleware they neither own nor can see inside. The cost is a permanent platform tax: monthly fees, per-transaction charges, revenue share, and a third-party ledger. The risk is existential — the 2024 collapse of a prominent BaaS middleware provider left tens of millions in customer funds unaccounted for and stranded every fintech built on top of it. Capstone’s answer is ownership: license the software, run it on your infrastructure, keep your ledger, and exit whenever you choose — because you hold the code.
| Feature | Build In-House | Rent Middleware | License with Capstone |
|---|---|---|---|
| Source Code | Full Ownership | Closed Source / Black Box | Full Source Access |
| Recurring Fees | High Maintenance | High (Per-tx, Monthly) | Zero (One-time fee) |
| Ledger Ownership | Your Own | Third-Party Ledger | Your Own |
| Time-to-Deploy | 12-24+ Months | Weeks to Months | Weeks to Months |
| Exit Risk | Low | Existential (Lock-in) | Low (You hold the code) |
Proven in regulated production. Fintech solutions built on this platform have successfully completed independent AML audits as part of live, regulated UK operations. [Publish only with substantiation file on hand.]
UniRail, Sentinel, and Cerberus — live demonstrations at Money20/20 USA, Las Vegas, this October, or on your schedule.
Capstone products address different parts of the technology and risk lifecycle. Deploy them independently or connect them through shared APIs, workflows, controls, and operational processes.
The Banking-as-a-Service platform you license and run yourself — branded web and mobile banking, open APIs, your own ledger, and 20+ white-label deployment templates.
Explore Product Blockchain IntelligenceBlockchain investigation and crypto tracing to review wallet activity and build evidence-supported cases.
Explore Product Cybersecurity OperationsAI-orchestrated security scanning, vulnerability management, and incident workflows across your technology environment.
Explore Product Financial-Crime IntelligenceSanctions and watchlist screening, link analysis, and auditable casework for financial-crime teams.
Explore ProductUniRail℠ is Capstone’s Banking-as-a-Service platform, licensed and deployed on your own infrastructure. It provides branded web and mobile banking applications, operational modules, a library of 20+ white-label deployment templates, and implementation resources — so teams move from planning to a controlled, branded launch without rebuilding every interface and workflow from the beginning.
Cerberus is Capstone's blockchain intelligence and crypto investigation platform. It helps compliance, risk, and investigation teams review wallet activity, trace asset movement, organize cases, and create evidence-supported reports.
Cerberus distinguishes raw blockchain facts, third-party data, internal analysis, and model-generated assistance. It does not present model-generated output as verified fact or guarantee tracing accuracy.
Sentinel is Capstone’s AI-orchestrated security-operations platform. One click launches a fleet of proven scanners against targets you are authorized to test; AI then triages findings, removes false positives, and returns a ranked remediation report — while structured workflows track vulnerabilities, incidents, and evidence across your technology environment.
Sentinel is a monitoring, workflow, visibility, and security-operations platform. It complements — and does not replace — endpoint, network, cloud, or identity-security providers, and does not guarantee prevention of cyberattacks.
Aegis is Capstone’s financial-crime intelligence platform. It screens individuals and entities against global sanctions and watchlists, gives investigators a link-analysis workbench for entity and transaction networks, and keeps every decision on a tamper-evident audit trail — with human adjudication required on every match.
Aegis is a decision-support platform. Screening results require human adjudication; Aegis never auto-decisions matches, and it does not constitute legal or compliance advice or guarantee detection.
A side-by-side view of what each product does, who uses it, and how it deploys. Wording reflects how capabilities are delivered — as core capability, by configuration, integration dependent, optional module, or not applicable.
| Capability | UniRail Banking as a Service | Cerberus Blockchain Intelligence | Sentinel Cybersecurity Ops | Aegis Financial-Crime Intelligence |
|---|---|---|---|---|
| Primary use case | Launch branded financial product interfaces | Investigate and trace digital-asset activity | Scan, triage, and remediate security findings | Screen, investigate, and evidence financial-crime risk |
| Main users | Fintech & BaaS product teams | Compliance & investigation teams | Security operations teams | Compliance, AML & investigation teams |
| Deployment model | Available by configurationControlled, branded deployment | Available by configurationInvestigation workspace | Available by configurationOperations layer | Available by configurationScreening & investigation workspace |
| Integration options | Core capabilityAPI-ready structure | Integration dependentBlockchain data sources | Integration dependentExisting security tools | Integration dependentSanctions & watchlist data sources |
| Reporting | Available by configurationOperational dashboards | Core capabilityExportable case reports | Core capabilityOperational reporting | Core capabilityExportable evidence packs |
| Workflow automation | Core capabilityOnboarding & account flows | Available by configurationCase management | Core capabilityAlert triage & response | Core capabilityScreening & adjudication workflows |
| Access controls | Available by configurationAdmin roles | Available by configurationCase-level access | Available by configurationAnalyst assignment | Core capabilityRBAC with segregation of duties |
| Audit records | Available by configurationActivity trails | Core capabilityEvidence records | Core capabilityAudit records | Core capabilityAppend-only, hash-chained trail |
| Custom configuration | Core capabilityBranding & design systems | Optional moduleData-source add-ons | Optional moduleExtended integrations | Core capabilityGoverned match thresholds |
Products can operate independently or share data and actions where integrations are configured. The example below shows how they align across a single operation — connections are established during implementation, not assumed by default.
Provides the branded client-facing and operational banking interface.
Supports blockchain investigation and transaction review.
Scans authorized targets, triages findings, and coordinates incident workflows.
Screens names, maps entity networks, and evidences adjudicated decisions.
Review the client's systems, risks, operating model, and product requirements.
Select modules, integrations, branding, workflows, permissions, and reporting requirements.
Connect the selected product with approved systems, APIs, data sources, and operational processes.
Monitor adoption, review performance, manage changes, and expand the implementation when required.
Speak with Capstone about your requirements, existing infrastructure, integration needs, and intended deployment model.